The Birsa Fasal Bima Yojana is a crucial insurance scheme introduced by the Government of Jharkhand under the Ministry of Agriculture, Animal Husbandry, and Cooperation. This scheme is specifically designed to protect farmers from the risks associated with natural calamities that can severely impact their crop yields.
The Birsa Fasal Bima Yojana is part of the larger initiative to strengthen the agricultural sector in the state, helping farmers mitigate the financial impact of crop failure.
For the rabi season of 2024, the scheme offers crop insurance for a wide variety of crops including wheat, mustard, chickpea, and potatoes.
Last Date to Apply for Birsa Fasal Bima Yojana
The last date for applying for the Birsa Fasal Bima Yojana is December 31, 2024. Farmers who wish to avail themselves of the benefits for the 2024 rabi season must submit their applications before this deadline.
Since the application process requires careful submission of forms and documents, it is advisable to apply well before the last date to avoid last-minute hassles.
How to Apply for Birsa Fasal Bima Yojana
Farmers can apply for the Birsa Fasal Bima Yojana online through the official platform or at the nearest Pragya Kendra (CSC). Below are the steps involved in applying for the scheme:
Steps to Apply Online:
- Visit the Official Portal: Go to the official PMFBY (Pradhan Mantri Fasal Bima Yojana) portal at www.pmfby.gov.in.
- Login to the Farmer Corner: On the homepage, navigate to the “Farmer Corner” and click on “Login for Farmer.”
- OTP Verification: Enter your registered mobile number and complete the OTP verification process.
- Create a User Account: After OTP verification, click on “Create User” to register yourself on the portal.
- Select Crop and Year: Once logged in, select your crop and the year for which you are applying (for the 2024 rabi season).
- Fill in the Required Details: Provide the necessary information such as personal details, crop details, and land ownership details.
- Upload Documents: Upload all the required documents such as the Aadhaar card, bank passbook, land ownership certificate, and crop sowing certificate.
- Make Payment: Pay a nominal token amount of ₹1 online as part of the registration process.
- Complete the Application: After completing the form and payment, submit your application.
Once submitted, you can check the status of your application through the portal.
Alternatively, farmers can also visit nearby Pragya Kendra (CSC) or the District Cooperation Officer’s office for assistance with their applications.
Birsa Fasal Bima Yojana Form Download
To apply for the Birsa Fasal Bima Yojana, farmers need to download and fill out the application form. You will also need a family lineage certificate (वंशावली पत्र), which must be signed by your local Gram Pradhan.
Below you can download both forms.
Make sure to print these forms, get the necessary signatures, and upload them along with other documents during the online application process.
Required Documents
- Aadhaar Card of the applicant
- Bank Passbook
- Land Ownership Certificate (Khatiyan or Land Parcha)
- Crop Sowing Certificate (Self-attested)
- Lineage Certificate (वंशावली पत्र)
- Mobile Number
Birsa Fasal Bima Yojana Ka Paisa Kab Milega?
The compensation from the Birsa Fasal Bima Yojana will be credited to the farmer’s bank account when their crops suffer a loss of more than 30% due to natural calamities such as droughts, floods, hailstorms, or any other unforeseen disasters.
When Will the Payment Be Made?
Payments will be made after the crop loss assessment is done by government officials and once a natural disaster is declared. Farmers will be notified through SMS about the payout status, and the compensation amount will be directly credited to their registered bank accounts.
Amount of Insurance Payout
Depending on the crop and its damage, the insurance payout will vary. For instance:
- Wheat: ₹58,178 per hectare
- Mustard: ₹33,202 per hectare
- Chickpea: ₹45,325 per hectare
- Potato: ₹1,68,075 per hectare
The payout will depend on the extent of the damage to the crop, and payments will be made in line with government procedures after the damage has been verified.
Eligibility for Birsa Fasal Bima Yojana
The following farmers are eligible to apply for the Birsa Fasal Bima Yojana:
- Farmers in Jharkhand who own land and grow crops, especially those who have been affected by natural disasters like drought or floods.
- Farmers with KCC (Kisan Credit Card): Farmers who have not taken a loan under the KCC scheme are also eligible, as well as those who have taken loans.
- Farmers with a valid Aadhaar card, bank account, and other required documents can apply for the scheme.
Farmers who meet these conditions can apply for the insurance scheme to ensure their crops are covered under the government’s protection against natural calamities.
FAQ
1. What crops are covered under the Birsa Fasal Bima Yojana?
The scheme covers a range of crops under the rabi season, including:
- Wheat
- Mustard
- Chickpea (Chana)
- Potato
2. How much do I need to pay to avail of the Birsa Fasal Bima Yojana?
Farmers need to pay a token amount of ₹1 as part of the registration process for the scheme.
3. How do I know if I will receive an insurance payout?
If your crops are damaged due to a natural calamity and the damage exceeds 30%, you will be eligible for an insurance payout. The government will assess the loss and notify the farmers.
4. When is the last date to apply for the scheme?
The last date to apply for the Birsa Fasal Bima Yojana for the 2024 rabi season is December 31, 2024.
5. How can I track my application status?
Once you apply, you can check the status of your application through the PMFBY portal using your login details.
6. Can I apply if I have already received insurance benefits for my crops in previous years?
Yes, as long as your crop for the current year is different, and you meet the eligibility criteria, you can apply for the scheme again.
For More Yojana-related updates keep visiting Vikas Yojna
Vikas Kumar holds an MA in Political Science and has a strong background in government projects, having worked on various contractual initiatives aimed at public welfare. He created this website to share essential updates on government schemes, aiming to empower citizens with the information they need to access valuable resources.
