Housing is one of the most essential aspects of human life, providing shelter, security, and a sense of belonging. In rural areas of India, however, many families still live in dilapidated or temporary structures, often lacking basic amenities.
To address this challenge, the Jharkhand state government launched the Abua Awas Yojana (AAY) to provide paved, permanent housing to underprivileged families.
Launched in August 2023, the Abua Awas Yojana offers substantial financial support to families living in inadequate housing conditions.
If you are eligible to take the benefits of the Abua Awas Yojana, this article will walk you through the necessary processes.
Overview of the Abua Awas Yojana
The Abua Awas Yojana specifically targets those families who were excluded from other programs like the Pradhan Mantri Awas Yojana (PMAY-G), Baba Saheb Bhimrao Ambedkar Housing Scheme, and similar initiatives.
Here is a quick overview of the key features of the Abua Awas Yojana:
| Scheme Name | Abua Awas Yojana (AAY) |
| Launch Date | August 15, 2023 |
| First Instalment Date | January 23, 2024 |
| Target Beneficiaries | Rural families without permanent homes |
| Financial Assistance | ₹2,00,000 per beneficiary family |
| Eligibility | Rural families without a permanent house, including specific marginalized groups |
| Scheme Duration | 2023 – 2026 (Completion Goal) |
| Objective | Provide permanent homes to homeless families in Jharkhand |
How to Apply
The application process for the Abua Awas Yojana is designed to be simple and accessible for rural families. Interested individuals can apply through various channels, ensuring ease of access for those in need.
Application Process Steps:
- Obtain the Application Form at
- Block Offices
- Panchayat Offices
- Gram Sabha Offices
- The “Apki Yojna, Apki Sarkar, Apke Dwar” initiative, where government representatives visit rural areas to collect applications.
- Complete the application form with accurate details and ensure all necessary documents are attached.
- Submit the filled application to the relevant office (Block, Panchayat, or Gram Sabha).
- After submission, the documents will be scrutinized for eligibility. This process includes verifying the applicant’s identity, residency status, and financial situation.
- After verification, the government will release a list of eligible beneficiaries. Those shortlisted will be informed through SMS notifications.
- Eligible families will receive financial aid for constructing the pucca house. The first instalment of the assistance was provided on January 23, 2024.
Download The Application Form
Key Benefits of Abua Awas Yojana:
The Abua Awas Yojana aims to provide permanent and well-constructed homes to those rural families who have either been living in unsafe, temporary houses or remain homeless. The government has set a target to provide these homes by 2026.
Here are some Key benefits:
- Financial Assistance: The government provides ₹2,00,000 as financial aid for the construction of a pucca house, covering materials and labor costs.
- Safe & Durable Housing: Beneficiaries will receive well-constructed homes, consisting of three rooms with proper infrastructure and basic amenities.
- Improved Living Conditions: The scheme provides shelter from the elements, which is particularly crucial for families currently living in unsafe and temporary houses.
- Support for Marginalized Groups: The scheme prioritises homeless families, especially those from marginalised tribes, families affected by natural disasters, and bonded labourers.
Required Documents:
- Local Resident Certificate
- Caste certificate (if related)
- income certificate
- Aadhaar card
- Bank account details
- mobile number
FAQs
1. Who is eligible for the Abua Awas Yojana?
Eligibility is restricted to rural families who are:
- Homeless or living in temporary (kutcha) houses.
- Families that have not benefited from national housing schemes like PMAY-G, Baba Saheb Bhimrao Ambedkar Housing Scheme, or similar schemes.
- Special categories such as vulnerable tribal groups, disaster-affected families, and freed bonded laborers.
2. How much financial assistance will I receive under this scheme?
Each eligible family will receive ₹2,00,000 as financial assistance for the construction of a permanent, three-room house.
3. Can I apply if I have already received benefits from other government housing schemes?
No, families who have already received benefits from schemes like PMAY-G, Indira Awas Yojana, or Baba Saheb Bhimrao Ambedkar Housing Scheme are not eligible for Abua Awas Yojana.
4. How can I track the status of my application?
Once your application is submitted, you will receive updates via SMS regarding the status of your application. The final list of eligible beneficiaries will be published after document verification.
5. What is the timeline for the completion of the housing project?
The government aims to complete the construction of these houses by 2026, with financial assistance provided in instalments.
6. Where can I submit the application form?
Applications can be submitted at the Block Office, Panchayat Office, or Gram Sabha Office.
For more Yojana-related updates visit Vikas Yojna.
Vikas Kumar holds an MA in Political Science and has a strong background in government projects, having worked on various contractual initiatives aimed at public welfare. He created this website to share essential updates on government schemes, aiming to empower citizens with the information they need to access valuable resources.
